As a licensed mortgage broker, we can service many types of home loans nationwide. Below are the specific loan types that we are experts at.
VA Home Loan (Veterans Assisted Loan)
Are you apart of the Veterans Assisted Program? If so, you can potentially qualify for the tremendous benefits our Vets have access to through a VA Home Loan. Like a conventional loan, credit will be a factor along with income however the restrictions can be much less difficult than conventional home loans.
Mortgage Refinance
If you currently own a home and are looking to pull some cash out we can take a look at your property value and negotiate a cash pull from the lender while potentially decreasing your current interest rate (limited time depending on rates). The most common reasons for a refinance are, debt consolidation, investing and or buying a second home.
Streamline VA & FHA Mortgage Refinance
If you are looking to leave your equity untouched and just want to take advantage of the lower interest rates to bring down your monthly payments, a streamline refinance would be a terrific option as it requires very little documentation on approved credit. With streamline home loans, the only requirement is credit. No income or appraisal is needed.
FHA Loan (Federal Housing Administration Loan)
These loans are insured by the Federal Housing Administration and can only be issued by a FHA-approved lender (like us! =). The have lower down payment requirements along with easier credit score standards then most conventional loans. A great source to learn more about FHA loans without having to talk to a lender is https://www.investopedia.com/terms/f/fhaloan.asp.
Jumbo Loan Specialist
The Federal Housing Finance Agency (FHFA) sets loan limits in different areas. A jumbo loan is a loan that’s greater than the limits set by FHFA.
First Time Home Buyer
VA Home Loans San Diego can help you acquire your first property. If you have questions about what is required for this type of loan to be approved, then please contact us!
Conventional Loans
And of course, if you are a seasoned home buyer then we can help you purchase a property as well!
https://www.vahomeloanssandiego1.com